FIRE

Everything you need to retire early

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Articles

FIRE Portfolio: Pick One of Those and Retire Early

Asset allocation and 10 year backtest of 11 lazy portfolios suitable for FIRE, from Vanguard 3-Fund Portfolio to alternative approaches. The results may surprise you.

FIRE Portfolio 2024: The Better Way.

Build better FIRE portfolio by challenging some of the most popular investing memes. There are many ways to retire early. Some can get you there earlier.

FIRE Dividend Portfolio

Discover how to build a realistic FIRE dividend portfolio for early retirement. Learn why dividends alone might not be enough and how to create a sustainable investment strategy combining dividend growth with capital appreciation.

The Sneaky Magic of Compound Interest

There are only two 'get rich' schemes that have a success ratio high enough to recommend: fast and difficult (business), or slow and easy (compound interest). While everyone dreams of building the next Apple or Tesla, compound interest remains the only magical path to wealth that's truly accessible to everyone.

The Way of the Sober Investor

While the market grows by an average of 10% annually, the typical investor earns just 4%. Most people believe that to succeed in the market, you need insider information on hot stocks, luck, or a large starting capital. In reality, they fail because they lack the proper mindset, a solid plan, and—most importantly—a good filter for incoming information.

DCA: Boring Makes Money

Dollar-Cost Averaging, or DCA, is one of the easiest and most reliable ways to invest without needing to be a stock market wizard. Here’s the gist: with DCA, you invest a fixed amount of money on a regular schedule, regardless of what’s happening with the price. That’s it. No fancy formulas, no trying to “buy low and sell high.” Just simple, steady investing.