There are only two 'get rich' schemes that have a success ratio high enough to recommend: fast and difficult (business), or slow and easy (compound interest). While everyone dreams of building the next Apple or Tesla, compound interest remains the only magical path to wealth that's truly accessible to everyone.
January 5, 2025
While the market grows by an average of 10% annually, the typical investor earns just 4%. Most people believe that to succeed in the market, you need insider information on hot stocks, luck, or a large starting capital. In reality, they fail because they lack the proper mindset, a solid plan, and—most importantly—a good filter for incoming information.
December 30, 2024
Dollar-Cost Averaging, or DCA, is one of the easiest and most reliable ways to invest without needing to be a stock market wizard. Here’s the gist: with DCA, you invest a fixed amount of money on a regular schedule, regardless of what’s happening with the price. That’s it. No fancy formulas, no trying to “buy low and sell high.” Just simple, steady investing.
December 17, 2024
Adapt this framework for Bitcoin, and it will help you navigate its market. This is how I think: Bitcoin is my real estate. I don't speculate with my home!
December 10, 2024
FIRE (Financial Independence, Retire Early) is more than a financial strategy—it's a rebellion against the traditional career script. By leveraging the power of compound interest and resisting lifestyle inflation, you can break free from the 9-5 grind decades earlier than most people think possible.
November 24, 2024
If you’re looking for a hardware wallet for Bitcoin, I recommend one of these four. We make a practical comparison highlightling the most important pros and cons of each device.
November 20, 2024
Asset allocation and 10 year backtest of 11 lazy portfolios suitable for FIRE, from Vanguard 3-Fund Portfolio to alternative approaches. The results may surprise you.
October 31, 2024
Build better FIRE portfolio by challenging some of the most popular investing memes. There are many ways to retire early. Some can get you there earlier.
September 27, 2024
After the last newsletter, many of you asked questions: Why silver? Why physical, not Paxos? Why Singapore? I love this topic, so let's dive into it.
April 23, 2023
Not many people know that the idea of *smart intervals* we use to solve the minimum order size problem on exchanges originated before Deltabadger. Initially, I applied the same approach to DCA into physical silver. Here's the story.
April 16, 2023
When it comes to hedging inflation, we typically consider different types of assets like stocks, real estate, gold, or Bitcoin. While these work in the long term, what about the short term? There is a method that works 100% and has the lowest possible risk profile: buying items you use in bulk and storing them for the future. It's that simple!
April 2, 2023